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  2. Social Affairs
  3. Social Counselling Service
  4. Short-Term or Medium-Term Loans

Short-Term or Medium-Term Loans

  • Application has to be formal
  • Payment usually in monthly installments
  • Has to be vouched for by a citizen
    • who has permanent residency in Germany
    • who is not under 25 and not older than 60
    • who has a sufficient income, which can be proven by a recent income statement not older than 2 months
  • signatures on the certificate of debt have to be certified by an civil service office that is authorized to certify documents
  • 1% of the loan will be kept when paid out to cover administrative costs
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